Privacy Policy

PRIVACY POLICY

Last Updated: August 2026

Summit Link LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our payment processing services.

1. Information We Collect

To comply with U.S. FinCEN regulations as a registered Money Services Business (MSB No. 31000325254640), we are required to collect specific personal and financial information, including:

• Identity Data: Full legal name, date of birth, Social Security Number (SSN), Individual Taxpayer Identification Number (ITIN), or government-issued ID (e.g., passport, driver's license).
• Contact Data: Billing address, street address, email address, and phone number.
• Financial & Transaction Data: Bank account details, payment card information, transaction history, and source of funds.
• Technical & Usage Data: IP address, browser type, device information, operating system, and website usage logs via cookies or similar tracking technologies.

2. How We Use Your Information

We process your information to deliver our payment services effectively and comply with legal obligations, including:

• Processing transactions and managing your payment account.
• Fulfilling Know Your Customer (KYC), Anti-Money Laundering (AML), and Counter-Financing of Terrorism (CFT) compliance mandates.
• Verifying your identity and preventing fraudulent or unauthorized activities.
• Communicating transaction updates, security alerts, and customer support responses.

3. Sharing and Disclosure of Information

We do not sell your personal data. We may share your information with third parties only under the following circumstances:

• Service Providers: Third-party vendors who assist with identity verification, payment processing, fraud monitoring, and cloud hosting.
• Financial Partners: Partner banks and payment networks necessary to execute your transactions.
• Legal & Regulatory Authorities: Government bodies, law enforcement agencies, or regulators (such as FinCEN) when required by applicable law, subpoena, or legal process.

4. Data Security & Retention

We implement industry-standard administrative, technical, and physical safeguards—including data encryption and secure access controls—to protect your personal information against unauthorized access, loss, or disclosure. We retain your information for as long as necessary to fulfill the purposes outlined in this policy and to meet legal, regulatory, and reporting requirements.

5. Your Rights and Choices

Depending on your jurisdiction, you may have the right to request access to, correction of, or deletion of your personal data, subject to regulatory retention mandates. You may also opt out of non-essential communications at any time.

6. Contact Us

If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us at: